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VOLVO CAR FINANCIAL SERVICES

Finance your new Volvo Car in a package that is tailored to your needs.

Browse our finance options or visit any Volvo Car Dealership for a personalised finance quote.

Volvo Car Financial Services NZ is a trading style of European Financial Services that have specialised in Vehicle Finance since 2004.

Finance Products

Volvo Car Financial Services offers the following products

Credit Agreement - Available for both business & consumer customers A Credit Agreement is one of the simplest and most popular ways for motorists to finance a new or used vehicle. Available for both business & consumer customers A Credit Agreement is one of the simplest and most popular ways for motorists to finance a new or used vehicle.

  • Loan terms from 6 months to 5 years

  • Fixed Interest rate

  • No annual fees

  • Vehicle - no additional security required

  • Reduce your monthly repayments by having a combination of structured mid-term balloon payments, balloon payment at the end or paying a deposit (for approved applicants)

Deposit & Trade In

A Credit Agreement enables you to place a deposit towards the purchase, either as cash or by using equity in your current vehicle as a trade-in.

Flexible Terms

Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract, if we agree.

This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.

Credit Agreement Lifecycle

  • DEPOSIT

  • MONTHLY PAYMENTS

  • OWNERSHIP

Agreement Samples

The detailed documentation will help you in adjusting the project with little effort according to your requirements.

How to Apply

To apply for either a Consumer or Business Credit Agreement, please download an application form and contact your nearest Volvo dealership to discuss quote options.

When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

Lease - Available for both business & consumer customers Available for both business & consumer customers

  • Business Lease terms from 6 months to 5 years

  • No annual fees

  • Structure your lease by selecting a term and you agree a suitable residual value with us.

  • Tailor your monthly payments to suit your budget.

  • Payments are fixed and known in advance, you have firm control over your vehicle budget.

  • Consumer Lease terms from 6 months to 45 months

  • No annual fees

  • Structure your lease by selecting a term and you agree a suitable residual value with us.

  • Tailor your monthly payments to suit your budget.

  • Payments are fixed and known in advance, you have firm control over your vehicle budget.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Lease Lifecycle

  • ADVANCE RENTAL

  • MONTHLY PAYMENTS

  • END OF TERM OPTIONS

Lease Samples

The detailed documentation will help you in adjusting the project with little effort according to your requirements.

How to Apply

To apply for either a Consumer or Business Credit Agreement, please download an application form and contact your nearest Volvo dealership to discuss quote options.

When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

Operating Lease - Full & non maintained options, available for both business & consumer customers Full & non maintained options, available for both business & consumer customers

  • Maintained & Non-maintained Operating Lease options

  • Fixed Term & maximum kilometre allowance

  • All servicing is conducted by professional trained technicians using genuine parts

  • Option to treat off Balance Sheet (Business Operating Lease only)

Maintained Option

The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing , annual registrations, warrants of fitness, with options to include replacement tyres and puncture repairs.

Option to Upgrade

After the lease period is over, the vehicle is returned to us, you then have the option to take out a new lease and upgrade your vehicle to the latest model.

Operating Lease Lifecycle

  • ADVANCE RENTAL

  • MONTHLY RENTALS

  • RETURN VEHICLE

Samples Agreements

The detailed documentation will help you in adjusting the project with little effort according to your requirements.

How to Apply

To apply for either a Consumer or Business Credit Agreement, please download an application form and contact your nearest Volvo dealership to discuss quote options.

When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

Contact us

Postal Address

Volvo Car Financial Services
PO Box 419
Shortland Street, Auckland 1140
New Zealand

Phone:

0800 600 122


Fax:

0800 600 126


info@vcfs.co.nz or
info@europeanfinance.co.nz


Hours:

Monday - Friday
8:30 am - 5:30 pm